Personal Checking
With a variety of accounts, let Merchants & Farmers Bank find the right one for your personal financial needs. Contact Us or call Customer Service at (870) 382-4311 for Interest rate and (APY) Annual Percentage Yield.
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Personal Checking
| Account | Minimum Balance | Service Charge | Interest Rate | APY | Additional Options |
|---|---|---|---|---|
| Regular | $500 |
$6.00 monthly service charge if balance falls below $500
Unlimited check writing and Debit Card transactions
|
Contact Us or call Customer Service at (870) 382-4311 for Interest rate and (APY) Annual Percentage Yield | Direct Deposit capability Debit Card (*subject to approval (some fees may apply) Online Banking eStatements (must be registered for Online Banking) Mobile Banking (must be registered for Online Banking) Online Bill Pay * (some restrictions apply) Telephone Banking |
| Senior Citizens | $100 | 62 years of age Unlimited check writing and Debit Card transactions No monthly service charge |
Contact Us or call Customer Service at (870) 382-4311 for Interest rate and (APY) Annual Percentage Yield |
Debit Card (*subject to approval (some fees may apply) Online Banking eStatements (must be registered for Online Banking) Mobile Banking (must be registered for Online Banking) Online Bill Pay * (some restrictions apply) Telephone Banking |
| Simple | $100 | Unlimited Check Writing Unlimited Debit Card Transactions No fee for e-Statements (images included) $3 fee for paper statements (images included) |
Contact Us or call Customer Service at (870) 382-4311 for Interest rate and (APY) Annual Percentage Yield |
Direct Deposit capability Debit Card (*subject to approval (some fees may apply) Online Banking eStatements (must be registered for Online Banking) Mobile Banking (must be registered for Online Banking) Online Bill Pay * (some restrictions apply) Telephone Banking |
| Interest | $1,000 |
$8.00 monthly service charge if balance falls below $1,000
Unlimited check writing
Unlimited Debit Card transactions |
Contact Us or call Customer Service at (870) 382-4311 for Interest rate and (APY) Annual Percentage Yield |
Direct Deposit capability Debit Card (*subject to approval (some fees may apply) Online Banking eStatements (must be registered for Online Banking) Mobile Banking (must be registered for Online Banking) Online Bill Pay * (some restrictions apply) Telephone Banking |
| High Yield | $2,500 | $8.00 monthly service charge if balance falls below $2,500 | Contact Us or call Customer Service at (870) 382-4311 for Interest rate and (APY) Annual Percentage Yield |
Direct Deposit capability Online Banking eStatements (must be registered for Online Banking) Mobile Banking (must be registered for Online Banking) Telephone Banking |
| Money Market | $10,000 | $10.00 monthly service charge if balance falls below $10,000 | Contact Us or call Customer Service at (870) 382-4311 for Interest rate and (APY) Annual Percentage Yield |
Direct Deposit capability Online Banking eStatements (must be registered for Online Banking) Mobile Banking (must be registered for Online Banking) Telephone Banking |