credit cards

Card Services

Online Card Services

Whether you want to activate your credit card or make a payment, accessing your account is easy at Merchants & Farmers Bank.

  • Your debit card works like an "electronic check" which pays directly from a checking account. The debit card eliminates the need to carry a checkbook and relieves the worry of lost or stolen checks
  • Your debit card is accepted at millions of merchants displaying the MasterCard logo.
  • Your debit card offers convenience around the clock and around the world. It’s like having your cash, checkbook and ATM card all rolled into one.
  • No annual fee for debit card
  • Checking account customers may apply.
(*subject to approval)
Your card, on your terms
CardValet® allows you to turn your Merchants & Farmers Bank Debit Card "on" or "off" anytime. When they’re “off”…no one can use your cards. Turn them “on” when you’re ready to use them:

  • Helps safeguard your cards from fraud
  • Lets you define areas where your card can be used
  • Limit purchase by the type of merchant
  • Set limits on the dollar amount
  • Instantly change your settings, giving you complete control over your credit or debit card.
  • Learn more about Card Valet.
  • Enhanced Security Chip Cards Tutorial
  • Call customer service (870) 382-4311to learn more.
Great Cardholder Benefits
  • Low Interest Rates
  • On-Going CREDIT with your Bank *subject to approval
  • Local Customer Service
  • Quick responses to applications
  • Quality 24 Hour Toll Free Customer Service
  • Instant Cash at ATMs Worldwide
  • Emergency Card Replacement & Emergency Cash Disbursement
  • Lost/Stolen Card Reporting
  • 24-hr assistance by phone
  • Enhanced fraud protection
  • Track your purchases online
Introducing our New Rewards Card Program
  • Available for individuals and businesses.
  • Enjoy a more rewarding way to pay. Every day.
  • Make all your purchases more rewarding with our new Visa Rewards Credit Card. Earn 1.5 points/miles/cash back for every $1 you spend. Plus choose from hundred of great uCHOOSE rewards, including gift cards, merchandise, travel and more. Earn when you pay for almost everything, every day - online or in stores.
    • Apparel & shoes
    • Books, music & movies
    • Computers & electronics
    • Entertainment & travel
    • Food & dining
    • Home & Garden
Ask your Merchants & Farmers representative for an application today and apply. Call 870-382-4311
Visa Credit Card - Great Cardholder Benefits:
 
  • Low Interest Rates
  • On-Going CREDIT with your Bank *subject to approval
  • Local Customer Service
  • Quick responses to applications
  • Quality 24 Hour Toll Free Customer Service
  • Instant Cash at ATMs Worldwide
  • Emergency Card Replacement & Emergency Cash Disbursement
  • Lost/Stolen Card Reporting
  • 24-hr assistance by phone
  • Enhanced Fraud Protection
  • Track your purchases online
Introducing our New Rewards Card Program

Enjoy a more rewarding way to pay. Every day. Make all your purchases more rewarding with our New Visa Rewards Credit Card. Earn 1.5 points/miles/cash back for every $1 you spend. Plus choose from hundreds of great uChoose rewards, including gift cards, merchandise, travel and more. Earn when you pay for almost everything, every day - online or in stores.

  • Apparel & shoes
  • Books, music & movies
  • Computers & electronics
  • Entertainment &travel
  • Food & dining
  • Home & garden
Ask your Merchants & Farmers representative for an application today and apply. Call 870-382-4311 for information on a business credit card. Instant Cash, Worldwide convenience, 24 Hour basis.