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Benefits of a Certificate of Deposit

  • $500 Opening minimum balance deposit - unlimited maximum amount may be deposited
  • JUMBO CDs available - $100,000 or over
  • Increase personal savings
  • Interest may be compound back into CD or direct deposit into checking or savings account
  • Auto renewal CDs - the CD is automatically renewed with same terms upon maturity. The interest rate and annual percentage yield (APY) changes to rate and yield offered as of day of maturity.
  • Single term CDs - upon maturity the CD is canceled. Customer must bring CD into bank for redemption
  • Rate Riser single CDs - 24 & 36 month single maturity CDs – Customer has ONE time option to increase the interest rate and annual percentage yield (APY) during term of the CD without early withdrawal penalty.
CD redeemed before maturity may pay an early withdrawal penalty of 90 Days interest - exception for death of a CD account owner. Contact Us or call customer service at any of our locations... (870) 382-4311 Dumas, (501)847-4141 Bryant or (501)443-6533 Benton to learn more about certificates of deposits (CDs).