Regular Checking



  • $500 opening minimum balance
  • No service charge if balance is above $500 every day of statement cycle
  • $6.00 monthly service charge if balance falls below $500
  • Direct Deposit capability
  • Unlimited check writing and Debit Card transactions
  • Overdraft Privilege *subject to approval
  • Debit Card *subject to approval (some fees may apply)
  • Online Banking
  • e-Statements (must be registered for Online Banking)
  • Mobile Banking (must be registered for Online Banking)
  • Online Bill Pay * (some restrictions apply)
  • Telephone Banking

*click hyperlink to learn more about these great services.


Additional Services

"It's Simple, It's Convenient, and It's the Way to Pay"

Merchants and Farmers Bank Debit Card offers convenience around the clock and around the world. It's like having your cash, checkbook, and ATM card all rolled into one.