Agriculture Loans

  • Real Estate Loans
  • Operating Loans
  • Farm Service Agency (FSA) Loans

Additional disclosures provided on all MFB Loans. All loans are subject to credit approval.

Real Estate Loans

  • Farmland, buildings and facilities
  • 1-5 year balloon note
  • Amortization period from 10-20 years
  • Secured with real estate
  • Maximum loan amount 80% of collateral value
  • Flexible repayment terms

Equipment Loans

  • New or used equipment financing
  • Amortization period up to 5 years
  • 1 year balloon note
  • Secured with personal property, or machinery
  • Maximum loan amount 75% of collateral value
  • Flexible repayment terms

Operating Loans

  • Secured with crop and machinery
  • 1 year note

For more information call the Loan Department at (870) 382-4311.


NMLS Consumer Access | NMLS ID#
Merchants & Farmers Bank Betty B. Trites Loral Ashton Adcock James Michael Jones William Scott Grimes John Ronald Owen Brooks Page Gill
NMLS ID# 509463 619304 619777 619734 619331 619716 1185994


Additional Services

Credit Cards

Call or stop by today to ask about our personal and business credit cards.