Debit Cards

  • Your debit card works like an "electronic check" which pays directly from a checking account. The debit card eliminates the need to carry a checkbook and relieves the worry of lost or stolen checks
  • Your debit card is accepted at millions of merchants displaying the MasterCard logo.
  • Your debit card offers convenience around the clock and around the world. It’s like having your cash, checkbook and ATM card all rolled into one.
  • No annual fee for debit card
  • Checking and Savings account customers may apply.

(*subject to approval)

Introducing CardValet®.
Your card, on your terms.

CardValet® allows you to turn your Merchants & Farmers Bank Debit Card "on" or "off" anytime. When they’re “off”…no one can use your cards. Turn them “on” when you’re ready to use them:

  • Helps safeguard your cards from fraud
  • Lets you define areas where your card can be used
  • Limit purchase by the type of merchant
  • Set limits on the dollar amount

Instantly change your settings, giving you complete control over your credit or debit card.

Click here to learn more about Card Valet.

Enhanced Security Chip Cards Tutorial

Extra protection for your online transactions at participating online merchants. Click MasterCard SecureCode to register.

Call customer service (870) 382-4311to learn more.

Additional Services

Online Banking

Our website lets you bank online with confidence. We utilize state-of-the-art technology to ensure the complete privacy and security of your account information and transactions. Our online banking system interfaces with many popular accounting programs.