• $500 Opening minimum balance deposit - unlimited maximum amount may be deposited
  • JUMBO CDs available - $100,000 or over
  • Increase personal savings
  • Interest may be compound back into CD or direct deposit into checking or savings account
  • Auto renewal CDs - the CD is automatically renewed with same terms upon maturity. The interest rate and annual percentage yield (APY) changes to rate and yield offered as of day of maturity.
  • Single term CDs - upon maturity the CD is canceled. Customer must bring CD into bank for redemption
  • Rate Riser single CDs - 24 & 36 month single maturity CDs – Customer has ONE time option to increase the interest rate and annual percentage yield (APY) during term of the CD without early withdrawal penalty.

CD redeemed before maturity may pay an early withdrawal penalty of 90 Days interest - exception for death of a CD account owner.

Call customer service at (870)382-4311 to learn more about certificates of deposits (CDs).

Additional Services

Online Banking

Our website lets you bank online with confidence. We utilize state-of-the-art technology to ensure the complete privacy and security of your account information and transactions. Our online banking system interfaces with many popular accounting programs.