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Merchants and Farmers Bank Mortgage Department
has Home Loans. Just bring in the required documents and we'll look
at a loan for you.
Documents needed to apply:
- W-2 forms for the past two years
- Pay stubs for the last full month
- Bank statements for the last two months
- Fees for credit report and appraisal
- Tax returns if self-employed or commissioned
Mortgage Loans:
- The Mortgage Term
- Fixed Rate Loans
- Conventional Loans
- FHA Loans
- Instant Answer
- Buying a "fixer-upper" or remodeling
your present home
- Construction-Perm Loan
- Types available
Merchants and Farmers Bank is committed to assisting
you with your real estate purchase, whether it is your first home
or your third piece of investment property. Working with you to
make it happen, removing the hassles, and insuring your new purchase
is a pleasurable experience is our primary goal. We take pride in
tailoring financing to fit our customer's needs!
Types of Mortgages available:
- Conventional Fixed Rate Mortgage
Fixed rate mortgages fully amortize over a predetermined period
of time.
Fixed rate mortgages are available for the purchase of refinancing
of a home.
- Federal Housing Administration (FHA) Insured
Loans
The Department of Housing and
Urban Development makes loans available for the purchase and refinancing
of homes through the Federal Housing Administration (FHA) and
lenders like Merchants and Farmers Bank.
Loans are available with a very loan down payment provided the
borrower qualifies.
For more information
call the Loan Department at (870) 382-4311.
All loans subject to normal credit
approval. Insurance may be required.
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