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Merchants and Farmers Bank provides a variety
of checking accounts for your financial needs!
Hometown Checking
- Available to
Individuals or Businesses
- $100 Opening Minimum Balance
- Unlimited Check Writing
- Unlimited ATM/Debit Card Transactions
- No Service Charge if Balance is Above $500
Every Day of Statement Cycle
- Low $6.00 Monthly Service Charge if Balance
Falls Below $500
- Direct Deposit Capability
- Bank customers may apply for Debit Card.
New account customers must wait two months to apply. (Some restrictions
may apply).
- Overdraft Privilege available *subject
to approval and some restrictions apply
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Hometown “Free” Checking
- $100 Opening Minimum Balance
- Unlimited Check Writing
- Unlimited ATM/Debit Card Transactions
- No Monthly Service Charge
- Canceled Checks Truncated and Held in Bookkeeping
for Ninety Days
- Statements Printed Monthly – 13th
Day Each Month
- Direct Deposit Capability
- Bank customers may apply for SHAZAM ChekCard.
New Customers must wait two months to apply. (Some restrictions
may apply).
- Overdraft Privilege available *subject
to approval and some restrictions apply
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Now Checking
- Interest paid on account
- $500 Opening Minimum Balance
- Unlimited Check Writing
- Unlimited ATM/Debit Card Transactions
- No Monthly Service Charge if Balance is
Above $500 Every Day of Statement Cycle
- Low $8.00 Monthly Service Charge if Balance
Falls Below $500
- Direct Deposit Capability
- Bank customers may apply for SHAZAM ChekCard.
New Customers must wait two months to apply. (Some restrictions
may apply).
- Overdraft Privilege available *subject
to approval and some restrictions apply
(For Interest
rate and Annual Percentage Yield, please call Customer Service at
(870) 382-4311.)
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Supernow Checking
- Interest paid on account
- $2,500 Opening Minimum Balance
- Unlimited Check Writing
- Unlimited ATM/Debit Card Transactions
- No Monthly Service Charge if Balance is
Above $2500 Every Day of Statement Cycle
- $10.00 Monthly Service Charge if Balance
Falls Below $2500
- Direct Deposit Capability
- Bank customers may apply for SHAZAM ChekCard.
New Customers must wait six months to apply. (Some restrictions
may apply).
- Overdraft Privilege available *subject
to approval and some restrictions apply
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Senior Citizen Account
- $100 Opening Minimum Balance
- Unlimited Check Writing
- Unlimited ATM/Debit Card Transactions
- Direct Deposit Capability
- No Monthly Service Charge
- Canceled Checks returned to Customer
- Bank customers may apply for SHAZAM ChekCard.
New Customers must wait two months to apply. (Some restrictions
may apply).
- Overdraft Privilege available *subject
to approval and some restrictions apply
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Student “Free” Checking
- $100.00 Opening Minimum Balance
- Unlimited Check Writing
- Unlimited ATM/Debit Card Transactions
- No Monthly Service Charge
- Monthly Statements Printed on the 13th
Day each Month
- Canceled Checks Truncated - Held in Bookkeeping
for Ninety Days
- Bank customers may apply for SHAZAM Debit
Card. New Customers must wait two months to apply. (Some restrictions
may apply).
- Overdraft Privilege available *subject
to approval and some restrictions apply
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Money Market Checking
- Interest paid on account
- Available to Individuals or Businesses
- $2500 Opening Minimum Balance
- Six Transactions Per Month - (Only Three
By Check or Debit Card)
- $1.00 Per Item Charge for Debits over Six
- No Monthly Service Charge if Balance is
Above $2500Every Day of Statement Cycle
- Low $8.00 Monthly Service Charge if Balance
Falls Below $2500
- Direct Deposit Capability
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MONEY MARKET INVESTMENT
- Interest paid on account
- Available to Individuals or Businesses
- $10,000 Opening Minimum Balance
- Higher Rate of Interest than Money Market
Checking
- Six Transfers Per Month - (Only Three By
Check or Debit Card)
- $1.00 Per Item Charge for Debits Over Six
- No Monthly Service Charge if Balance is
above $10,000 Every Day of Statement Cycle
- $10.00 Monthly Service Charge if Balance
falls Below $10,000
- Direct Deposit Capability
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