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"Great Investments
For The Future"
Fixed Rate CDs
Prime CDs
Certificates of Deposits
"CDs" Fixed Rate
- $500 Opening Minimum Balance Deposit -
Unlimited Maximum Amount may be Deposited
- JUMBO CD's Available - $100,000 or above
- Any Term Available - 30 Day, 60 Day, 3
Month, 6 Month, 12 Month, 18 Month, 24 Month, 36 Month.
- Increase Personal Savings
- Higher Rate of Yield
- Interest Frequency - Monthly, Quarterly,
Semi-Annually, or Annually
- Interest Payable - Compound back into CD,
Direct Deposit into Checking or Savings Account, or By Check
- Auto Renewal CD's - The CD is automatically
renewed with same Terms upon maturity. The Interest Rate and Annual
Percentage Yield changes to rate and yield offered as of day of
maturity.
- Single Term CD's - Upon Maturity the CD
is canceled. Customer must bring CD into Bank for redemption and
Open New CD.
- Rate Riser Single CD's - 24 & 36 Month
Single Maturity CDs - Customer has ONE time option to increase
the interest rate during the term of the CD without penalty.
- CD Redeemed Before Maturity must Pay an
Early Withdrawal Penalty of 90 Days Interest - Exception for Death
of a CD Account Owner.
(For Interest rate and Annual
Percentage Yield, please call Customer Service at 870-382-4311)
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"Prime CD" Variable Rate
- $10,000 Opening Minimum Balance Deposit
-Unlimited Maximum Amount for Deposit with some restrictions.
- 12 Month Term
- Variable Rate: Interest rate tied to Wall
Street Journal Prime Rate less 2.5%. The Interest rate and Annual
Percentage Rate (APY) are subject to change as Wall Street Journal
Prime Rate changes
- Deposits can be made to account after opening
date. Increment deposits must be in deposit amounts of $5000.00.
- Withdrawals allowed - Minimum withdrawal
amounts of $5000.00. Penalty free withdrawals on last calendar
day of each quarter or maturity. Withdrawals on any other day
of year are subject to early withdrawal penalties of 90 days interest
on amount of withdrawal calculated with interest rate day of withdrawal.
- Interest Frequency - Quarterly compounded
into CD or Monthly Interest Frequency if direct deposit into Checking
or Savings Account.
- Auto Renewal CD's - The CD is automatically
renewed with same Terms upon maturity. The Interest Rate and Annual
Percentage Yield (APY) changes to interest rate and APY offered
as of day of maturity.
- Some Restrictions may apply.
(For Interest rate
and Annual Percentage Yield, please call Customer Service at 870-382-4311)
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