• $50 Opening Minimum Balance
  
• Interest Compounded end of each Quarter – March, June, Sept & December
  
• Direct Deposit Capability - Increase Savings
  
• Automatic Transfers Capability – Increase Savings
  
• Statements Printed end of each Quarter –March, June, Sept & December
  
• No Service Charge if Balance is Above $50 every Day of Month - $1.00 Charge if Balance Falls Below $50
  
• One Free Withdrawal Monthly - $2.00 Fee per Withdrawal after One

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Money Market Checking

• Available to Individuals or Businesses
  
• $2500 Opening Minimum Balance
  
• Interest Compounded Monthly
  
• Six Transactions Per Month - (Only Three By Check or Debit Card)
  
• $1.00 Per Item Charge for Debits over Six
  
• No Monthly Service Charge if Balance is Above $2500Every Day of Statement Cycle
  
• Low $8.00 Monthly Service Charge if Balance Falls Below $2500
  
• Direct Deposit Capability
  
  

  RATE INFORMATION:

  Tier 1 - If your daily balance is $2,500 or more, the interest rate paid on the entire balance in your account will be ________% with and annual percentage yield of _______%.

  Tier 2 - If your daily balance is $2,499.99 or less, the interest rate paid on the entire balance in your account will convert to the NOW CHECKING interest rate and annual percentage yield.

  (For Interest rate and Annual Percentage Yield, please call Customer Service at 870-382-4311)

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Money Market Investment

• Available to Individuals or Businesses
  
• $10,000 Opening Minimum Balance
  
• Higher Rate of Interest than Money Market Checking
  
• Interest Compounded Monthly
  
• Six Transfers Per Month - (Only Three By Check or Debit Card)
  
• $1.00 Per Item Charge for Debits Over Six
  
• No Monthly Service Charge if Balance is above $10,000 Every Day of Statement Cycle
  
• $10.00 Monthly Service Charge if Balance falls Below $10,000
  
• Direct Deposit Capability
  
  

  RATE INFORMATION:

  Tier 1 - If your daily balance is $10,000 or more, the interest rate paid on the entire balance in your account will be ________% with and annual percentage yield of _______%.

  Tier 2 - If your daily balance is $9,999.99 or less, the interest rate paid on the entire balance in your account will convert to the NOW CHECKING interest rate and annual percentage yield.

  (For Interest rate and Annual Percentage Yield, please call Customer Service at 870-382-4311)

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